What Are Your Priorities?
You must create a list of things you must have. For example, do you want a newly constructed home or would you buy an older house that needs a little work? Is your commute to work or school your top priority? What are your required amenities? Do you need a specific number of bedrooms and bathrooms, along with walk-in closets? Do you want an open floor plan? Is the size of the kitchen important to you? Make a list of what you can’t live without while also staying within your budget. With that list in hand, you can begin your search for the perfect home.
Try to keep an open mind. If you’re too set on certain aspects it could keep you from seeing all the positives of a specific property. You need to determine whether the house is right for you and your family. Does it have the kind of floor plan you want? Is the property move-in ready or does it need some renovations? You might find that the more houses you see, the more you’ll figure out what you’re looking for.
Making an Offer
When you’ve found your house, be ready to make a written offer quickly. We will work with you to come up with an offer that will give you the best chance of being accepted against market values. Be aware that once you sign, you are officially in escrow and are committed to buying the house or losing your deposit, unless your mortgage isn’t approved. After making the offer, the house should be professionally inspected. If issues not included in the disclosure turn up in the inspection we can negotiate with the seller to either lower the price or have it fixed before the sale.
All the necessary paperwork will be signed in an escrow office. Be sure to review the terms and conditions of the loan statement carefully before signing. You will receive the deed and title of the house, proving you as the owner and showing that no one else has any claim on it.